Speaking with a Mortgage Professional First

December 13, 2009 by Rob Spring · Leave a Comment 

Should you talk to a mortgage professional before house hunting?
Absolutely! Even if you haven’t so much as picked out houses to visit yet, it’s important to see your mortgage professional first.
Why? What can we do for you if you haven’t negotiated a price, and don’t know how much you want to borrow?
When we pre-qualify you, [...]

Being Pre-qualified vs. Being Pre-approved

December 10, 2009 by Rob Spring · Leave a Comment 

Are you ‘pre-qualified’ or ‘pre-approved’ for a loan?
 

Before you begin to shop for a new home, you should set up a time to meet with me so we can figure out how much you can afford. This will put you in a better position as a buyer. That’s when it is important to understand the distinction [...]