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Home Buyer Education

What is a Truth-in-Lending Disclosure?

December 30, 2009 by Rob Spring · Leave a Comment 

Truth in Lending – Frequently Asked Questions
Q. What is a Truth-in-Lending Disclosure, and why do I receive it?
A. The Disclosure is designed to give you information about the costs of your loan so that you may compare these costs with those of other loan programs or lenders. Prior to the Truth in Lending Act, no [...]

Understanding The Loan Process

December 30, 2009 by Rob Spring · Leave a Comment 

An Overview of the Loan ProcessĀ 
Make no mistake, there’s a lot involved in getting a mortgage loan. You wouldn’t be here on our website if you could fill out a one-page application and get the best loan for you funded the same day. Don’t worry, we do most of the heavy lifting for you, so [...]